Investments & Financial Planning, LLC
SEC Form 13F institutional filer · CIK 0001909307
13F-HR · 12 reported holdings · 2026-03-31
Reported long-US-equity value
$0.09B
Top-10 concentration
99.3%
Investments & Financial Planning, LLC — $87.8M AUM allocation strategy
Investments & Financial Planning, LLC files SEC Form 13F and reports $87.8M of long US equity value across 12 reported holdings for 2026-03-31.
Its largest sector bet is Information Technology 6.4%, followed by Consumer Discretionary 2.9% and Financials 1.8%.
The top 10 holdings account for 99% of reported value — a conviction-weighted book concentrated in its best ideas. The sector and industry splits below are of the same reported value. Track quarter-over-quarter adds, trims, new positions and exits below — sourced from SEC 13F filings, public domain.
Investments & Financial Planning, LLC — latest SEC 13F insights
Reported long-US-equity value (13F AUM)
$87.8M
total across 12 reported holdings · 2026-03-31 · excludes shorts, cash, non-US
Top-10 concentration
99% of value
higher = narrower conviction; lower = spread / hedging
Biggest adds (shares)
+$SCHW +3.12K sh · +$53.1K+$IVV +1.47K sh · +$719K+$MSFT +1.18K sh · +$364K
Biggest trims (shares)
−$VB −1.01K sh · +$329K−$AAPL −602 sh · −$207K−$SPYM −583 sh · −$82.7K
Added from nil (new positions)
None this quarter
Exited to nil (held last quarter, gone now)
$GOOG ($221K last qtr)$DIS ($220K last qtr)$UNH ($212K last qtr)
Sector allocation (share of reported value)
each slice is a share of the reported long-US-equity value — smaller sectors and the rest of the book roll into “Other holdings”
Qtr shift = share-point change vs the prior quarter's filing — first period tracked for this filer; the column fills in with the next quarterly refresh.
Industry allocation (share of reported value)
- Semiconductors4.9%—
- Automobile Manufacturers2.4%—
- Investment Banking & Brokerage1.4%—
- Systems Software0.8%—
- Technology Hardware, Storage & Peripherals0.7%—
- Broadline Retail0.5%—
- Financial Exchanges & Data0.4%—
- Aerospace & Defense0.2%—
- Other holdings88.7%—
the finer GICS cut of the same book — same denominator — smaller industries roll into “Other holdings”
Qtr shift = share-point change vs the prior quarter's filing — first period tracked for this filer; the column fills in with the next quarterly refresh.
Top S&P 500 holdings
6 of 6 rows · sorted by Value ↓
| Ticker | Holding | Shares | Value | Δ QoQ | Weight |
|---|---|---|---|---|---|
| $NVDA | NVIDIA Corporation | 24.8K | $4.33M | +527 | 4.9% |
| $TSLA | Tesla Inc | 5.58K | $2.08M | +25 | 2.4% |
| $SCHW | Charles Schwab Corporation | 35.1K | $1.21M | +3.12K | 1.4% |
| $MSFT | Microsoft Corporation | 1.81K | $670K | +1.18K | 0.8% |
| $AAPL | Apple Inc | 2.37K | $602K | -602 | 0.7% |
| $AMZN | Amazon.com Inc | 2.07K | $432K | +214 | 0.5% |
…and 6 more holdings in the full 13F filing (top positions only shown).
SEC Form 13F data sets · public domain · 45-day filing lag · >$100M AUM managers · as reported
← All 13F filers·← QuantOrb.pro
How to read Δ QoQ — the five insight categories, and the caveats
The categories. Analysts, quants and retail traders look past total portfolio value to isolate actionable signals. Five categories matter.
Conviction & concentration shifts
New positions vs complete exits — a brand-new stock signals high conviction; a full liquidation suggests a broken thesis or tax-loss harvesting. Aggressive sizing — look at share count, not dollars: a 20% share increase during a drawdown is strong dip-buying. Concentration — a narrowing top-5/10 means conviction; spreading capital across more names means hedging.
Sector & macro allocation rotations
Aggregating Δ QoQ moves across sectors shows where smart money is leaning in or sneaking out — rotating out of growth into defensives or energy, for example. The fund's total long equity exposure quarter-over-quarter is a proxy for overall institutional risk appetite.
Crowding & smart-money consensus
When several managers initiate or expand the same stock in the same quarter, that is institutional consensus. Contrarian reads: top pickers buying hard into a beaten-down name the market is selling.
Derivative & option overlays
Reported call/put changes indicate whether managers are adding downside hedges or leveraging upside exposure. Note: a long increase may be half of a market-neutral pair trade.
Who reads this
| Retail "cloners" | High-conviction ideas to replicate ~45 days after quarter-end. |
| Corporate IR | Which funds bought or dumped the stock, before the next call. |
| Quant / algo traders | Cross-sectional factor inputs: flow, momentum, ownership. |
Four caveats before you trade on it
- 45-day lag — holdings are quarter-end; positions may already be closed.
- Long-only — 13Fs miss shorts, pair trades and cash.
- No non-US / fixed income — the picture is US equities plus options.
- Corporate actions — splits and spinoffs distort raw share deltas.
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