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Partners in Financial Planning

SEC Form 13F institutional filer · CIK 0002054264

13F-HR · 54 reported holdings · 2026-03-31

Reported long-US-equity value

$0.08B

Top-10 concentration

68.2%

Partners in Financial Planning — $79.7M AUM allocation strategy

Partners in Financial Planning files SEC Form 13F and reports $79.7M of long US equity value across 54 reported holdings for 2026-03-31.

Its largest sector bet is Financials 21.7%, followed by Energy 6.0% and Industrials 5.9%.

The top 10 holdings account for 68% of reported value — a conviction-weighted book concentrated in its best ideas. The sector and industry splits below are of the same reported value. Track quarter-over-quarter adds, trims, new positions and exits below — sourced from SEC 13F filings, public domain.

Partners in Financial Planning — latest SEC 13F insights

Reported long-US-equity value (13F AUM)

$79.7M

total across 54 reported holdings · 2026-03-31 · excludes shorts, cash, non-US

Top-10 concentration

68% of value

higher = narrower conviction; lower = spread / hedging

Biggest adds (shares)

$SCHW$IVV$TFC

+$SCHW +14K sh · +$387K+$IVV +4.1K sh · +$272K+$TFC +2.26K sh · +$56.1K

Biggest trims (shares)

$VTI$AAPL$STLD

−$VTI −434 sh · −$653K−$AAPL −395 sh · −$219K−$STLD −338 sh · +$12.7K

Added from nil (new positions)

$MO$MDLZ$PEP

3 fresh holdings — new conviction

Exited to nil (held last quarter, gone now)

None this quarter

Sector allocation (share of reported value)

ETFs 38%Financials 22%Energy 6%Industrials 6%Information Technology 3%Consumer Discretionary 3%Materials 2%Health Care 1%Other holdings 20%SECTORS
  • ETFs37.5%
  • $XLFFinancials21.7%
  • $XLEEnergy6.0%
  • $XLIIndustrials5.9%
  • $XLKInformation Technology3.2%
  • $XLYConsumer Discretionary2.9%
  • $XLBMaterials1.5%
  • $XLVHealth Care1.1%
  • Other holdings20.1%

each slice is a share of the reported long-US-equity value — smaller sectors and the rest of the book roll into “Other holdings”

Qtr shift = share-point change vs the prior quarter's filing — first period tracked for this filer; the column fills in with the next quarterly refresh.

Industry allocation (share of reported value)

Financial Exchanges & Data 21%Integrated Oil & Gas 5%Rail Transportation 3%Technology Hardware, Storage & Peripherals 2%Steel 2%Broadline Retail 1%Building Products 1%Automobile Manufacturers 1%Other holdings 63%INDUSTRIES
  • Financial Exchanges & Data20.7%
  • Integrated Oil & Gas4.7%
  • Rail Transportation3.4%
  • Technology Hardware, Storage & Peripherals1.9%
  • Steel1.5%
  • Broadline Retail1.5%
  • Building Products1.5%
  • Automobile Manufacturers1.5%
  • Other holdings63.4%

the finer GICS cut of the same book — same denominator — smaller industries roll into “Other holdings”

Qtr shift = share-point change vs the prior quarter's filing — first period tracked for this filer; the column fills in with the next quarterly refresh.

Top S&P 500 holdings

5 of 5 rows · sorted by Value ↓

TickerHoldingSharesValueΔ QoQWeight
$SPGIS&P Global Inc323K$16.5M-11120.7%
$NSCNorfolk Southern Corporation9.38K$2.69M+03.4%
$XOMExxonMobil Holdings Corporation12.6K$2.14M+02.7%
$CVXChevron Corporation7.63K$1.58M+02.0%
$AAPLApple Inc6.15K$1.56M-3952.0%

…and 49 more holdings in the full 13F filing (top positions only shown).

SEC Form 13F data sets · public domain · 45-day filing lag · >$100M AUM managers · as reported

← All 13F filers·← QuantOrb.pro

How to read Δ QoQ — the five insight categories, and the caveats

The categories. Analysts, quants and retail traders look past total portfolio value to isolate actionable signals. Five categories matter.

Conviction & concentration shifts

New positions vs complete exits — a brand-new stock signals high conviction; a full liquidation suggests a broken thesis or tax-loss harvesting. Aggressive sizing — look at share count, not dollars: a 20% share increase during a drawdown is strong dip-buying. Concentration — a narrowing top-5/10 means conviction; spreading capital across more names means hedging.

Sector & macro allocation rotations

Aggregating Δ QoQ moves across sectors shows where smart money is leaning in or sneaking out — rotating out of growth into defensives or energy, for example. The fund's total long equity exposure quarter-over-quarter is a proxy for overall institutional risk appetite.

Crowding & smart-money consensus

When several managers initiate or expand the same stock in the same quarter, that is institutional consensus. Contrarian reads: top pickers buying hard into a beaten-down name the market is selling.

Derivative & option overlays

Reported call/put changes indicate whether managers are adding downside hedges or leveraging upside exposure. Note: a long increase may be half of a market-neutral pair trade.

Who reads this

Retail "cloners"High-conviction ideas to replicate ~45 days after quarter-end.
Corporate IRWhich funds bought or dumped the stock, before the next call.
Quant / algo tradersCross-sectional factor inputs: flow, momentum, ownership.

Four caveats before you trade on it

  • 45-day lag — holdings are quarter-end; positions may already be closed.
  • Long-only — 13Fs miss shorts, pair trades and cash.
  • No non-US / fixed income — the picture is US equities plus options.
  • Corporate actions — splits and spinoffs distort raw share deltas.

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