Financial Plan, Inc.
SEC Form 13F institutional filer · CIK 0002107584
13F-HR · 27 reported holdings · 2026-03-31
Reported long-US-equity value
$0.08B
Top-10 concentration
88.8%
Financial Plan, Inc. — $75.2M AUM allocation strategy
Financial Plan, Inc. files SEC Form 13F and reports $75.2M of long US equity value across 27 reported holdings for 2026-03-31.
Its largest sector bet is Information Technology 17.5%, followed by Industrials 8.0% and Consumer Discretionary 2.2%.
The top 10 holdings account for 89% of reported value — a conviction-weighted book concentrated in its best ideas. The sector and industry splits below are of the same reported value. Track quarter-over-quarter adds, trims, new positions and exits below — sourced from SEC 13F filings, public domain.
Financial Plan, Inc. — latest SEC 13F insights
Reported long-US-equity value (13F AUM)
$75.2M
total across 27 reported holdings · 2026-03-31 · excludes shorts, cash, non-US
Top-10 concentration
89% of value
higher = narrower conviction; lower = spread / hedging
Biggest adds (shares)
+$VOO +89.8K sh · +$4.73M+$IVV +3.12K sh · +$282K+$NVDA +834 sh · +$74.7K
Biggest trims (shares)
−$AAPL −7.22K sh · −$2.37M−$TSLA −377 sh · −$440K−$SPGI −265 sh · −$2.54K
Sector allocation (share of reported value)
each slice is a share of the reported long-US-equity value — smaller sectors and the rest of the book roll into “Other holdings”
Qtr shift = share-point change vs the prior quarter's filing — first period tracked for this filer; the column fills in with the next quarterly refresh.
Industry allocation (share of reported value)
- Technology Hardware, Storage & Peripherals7.6%—
- Systems Software6.0%—
- Construction Machinery & Heavy Transportation Equipment5.2%—
- Aerospace & Defense2.8%—
- Semiconductors2.1%—
- Asset Management & Custody Banks1.9%—
- Consumer Staples Merchandise Retail1.9%—
- Automobile Manufacturers1.8%—
- Other holdings70.7%—
the finer GICS cut of the same book — same denominator — smaller industries roll into “Other holdings”
Qtr shift = share-point change vs the prior quarter's filing — first period tracked for this filer; the column fills in with the next quarterly refresh.
Top S&P 500 holdings
7 of 7 rows · sorted by Value ↓
| Ticker | Holding | Shares | Value | Δ QoQ | Weight |
|---|---|---|---|---|---|
| $AAPL | Apple Inc | 22.5K | $5.7M | -7.22K | 7.6% |
| $MSFT | Microsoft Corporation | 12.2K | $4.51M | +808 | 6.0% |
| $CAT | Caterpillar Inc | 5.51K | $3.9M | +0 | 5.2% |
| $BNY | The Bank of New York Mellon Corporation | 12.3K | $1.46M | +0 | 1.9% |
| $HONA | Honeywell Aerospace Inc | 2 | $1.44M | +0 | 1.9% |
| $COST | Costco Wholesale Corporation | 1.38K | $1.38M | +92 | 1.8% |
| $TSLA | Tesla Inc | 3.47K | $1.29M | -377 | 1.7% |
…and 20 more holdings in the full 13F filing (top positions only shown).
SEC Form 13F data sets · public domain · 45-day filing lag · >$100M AUM managers · as reported
← All 13F filers·← QuantOrb.pro
How to read Δ QoQ — the five insight categories, and the caveats
The categories. Analysts, quants and retail traders look past total portfolio value to isolate actionable signals. Five categories matter.
Conviction & concentration shifts
New positions vs complete exits — a brand-new stock signals high conviction; a full liquidation suggests a broken thesis or tax-loss harvesting. Aggressive sizing — look at share count, not dollars: a 20% share increase during a drawdown is strong dip-buying. Concentration — a narrowing top-5/10 means conviction; spreading capital across more names means hedging.
Sector & macro allocation rotations
Aggregating Δ QoQ moves across sectors shows where smart money is leaning in or sneaking out — rotating out of growth into defensives or energy, for example. The fund's total long equity exposure quarter-over-quarter is a proxy for overall institutional risk appetite.
Crowding & smart-money consensus
When several managers initiate or expand the same stock in the same quarter, that is institutional consensus. Contrarian reads: top pickers buying hard into a beaten-down name the market is selling.
Derivative & option overlays
Reported call/put changes indicate whether managers are adding downside hedges or leveraging upside exposure. Note: a long increase may be half of a market-neutral pair trade.
Who reads this
| Retail "cloners" | High-conviction ideas to replicate ~45 days after quarter-end. |
| Corporate IR | Which funds bought or dumped the stock, before the next call. |
| Quant / algo traders | Cross-sectional factor inputs: flow, momentum, ownership. |
Four caveats before you trade on it
- 45-day lag — holdings are quarter-end; positions may already be closed.
- Long-only — 13Fs miss shorts, pair trades and cash.
- No non-US / fixed income — the picture is US equities plus options.
- Corporate actions — splits and spinoffs distort raw share deltas.
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